Commercial Insurance

Customised Plans
Build an Island Heritage Commercial Insurance policy that meets your specific needs.

Also available as addtional cover:

• Stock Cover
  Protect your stock with on a declaration basis.
• Asset Protection
  Insure your assets for replacement or indemnity.
• New Acquisitions
  Choose automatic cover for new acquisitions.
• Hurricane & Natural Disasters
  Insure against damage from hurricane, tornado, windstorm, earthquake, volcanic eruption and any resulting sea surge or flood.
• Riot, Strike and Malicious Damage
  Island Heritage Commercial Insurance covers against all of these misfortunes.
• Multiple Location Cover
  Include various locations all on one policy.
• Discounts
  Choose a higher deductible and receive a reduced rate on your policy.

Policy Limits
Property insured includes buildings, office furniture, fixtures and fittings, stock-in-trade, plant, machinery and equipment. The property insured must be the full rebuilding cost, including allowances for debris removal, demolishing and professional fees