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Yacht Insurance

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    Motor Insurance

Product Benefits

Generous Discounts

Generous Discounts

You can receive discounts for the following:

  • Paying the premium in full on or before the inception or renewal date
  • Claims free boating experience
  • Hauling after every use
  • Laid Up Credits


Flexible Payment/Installment Plans

Flexible Payment/Installment Plans

Up to 10 months available for qualifying customers. 


Stranding Inspection Expense

Stranding Inspection Expense

When you purchase Section One - Loss of or Damage to the Vessel, we will also cover the cost of inspecting the bottom in the event the Vessel is ever stranded.


Transport by Trailer

Transport by Trailer

When you purchase Section One - Loss of or Damage to the Vessel, we will cover damage to Vessels under 23 feet when you transport them on a trailer.


Liability to Third Parties including Passengers

Liability to Third Parties including Passengers

We will cover Your legal Liability in respect of the insured Vessel relating to death or bodily injury or damage to other persons, including passengers or property belonging to them.

We will also cover Your legal Liability arrising out of the use to an uninsured vessel which is the same specification as the Vessel insured under Your policy.


Legal Fees, Costs & Expenses

Legal Fees, Costs & Expenses

We pay reasonable costs or expenses for legal services incurred from an event which results in a claim covered by your policy.


Terms and conditions apply regarding the above.

Yacht Insurance Brochure





Yacht Insurance Details

When you purchase Section One - Loss of or Damage to the Vessel, Your policy covers you for the market value* or the sum insured**, whichever is less. At each renewal of your policy it will be Your responsibility to adjust the sum insured to reflect the diminished value of your Vessel as a consequense of wear and tear and/or depreciation. 

*This is the fair value of the insured Vessel at the date of loss or damage in its condition immediately before the event giving rise to the loss or damage.
** This is the amount stated in the policy schedule or any endorsement(s).

The deductible is the first amount of any claim for loss or damage to the insured Vessel or Third Party Property Damage that you must pay.

Damage to the insured Vessel
Market value of the insured Vessel or the sum insured, whichever is less

Legal Liabilities to Third Parties including Passengers
Limit of Liability any one person any one event - $250,000
Limit of Liability all claims arising out of any one event and in total for the period of insurance - $500,000

We're here to help

Our staff are happy to give you more details and answer your questions.

Call us on (345) 949 7280